Which term is used to measure the likelihood of receiving credit?

• A. Credit Score
• B. Debit Card
• C. Professional Organization
• D. Trade Unions

Answer: (A)

The main idea is understanding how lenders judge your likelihood of repaying borrowed money. A credit score is the numeric measure used to estimate that probability. It’s based on your credit history and reflects how reliably you’ve paid debts in the past, how much you currently owe, how long you’ve had credit, any new accounts you’ve opened, and the mix of different kinds of credit. Higher scores indicate lower risk, which helps you get approved for loans or credit cards and often qualifiers for better interest rates. The other terms don’t measure this risk: a debit card is just a way to pay from your bank account, while a professional organization and trade unions are groups you might belong to, not metrics of credit risk.